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The Punjab State Cooperative Bank Ltd., Chandigarh was established on 31 August 1949 at shimla vide Registration No.720 as a principal financing institution of the cooperative movement in the state. It has 17 branches and 1 extension counter in the city of Chandigarh. 20 Central Cooperative Banks having 802 branches in the State of Punjab are affiliated with the bank. In the Cooperative banking structure the position of the Punjab State Coop Bank is extremely important as a the whole short term credit system revolves around it. This bank ensures that its member central cooperative banks follow sound banking practices and observe strict financial discipline. The Central Cooperative Banks are financing the farmers through PACS at the village Level. There is no arena of life where this premier institution has not played its part. From a farmer, artisan to traders/businessman, everybody has been covered in the fold of this institution. The green, white and sweet revolutions in the state of Punjab are some of the major achievement in which this institution has played a vital role.

The Punjab State Cooperative Bank has already been awarded  "BEST PERFORMANCE AWARD" by NABARD and NAFSCOB on number of occasions. 


  • To serve as a Balancing Center for Cooperative Societies in the State of Punjab registered under the Punjab Cooperative Societies Ac, 1961 for the time being in force.
  • To promote the economic interest of the member banks and cooperative societies in the state in accordance with cooperative principles and to facilitate the development and funding of any cooperative society registered under the said act.
  • To carry on banking and credit business.